99% Rich People Do This: Money Making Habits & Opportunities | Karan Bhagat | FO431 Raj Shamani

99% Rich People Do This: Money Making Habits & Opportunities

In today’s episode, our guest is Karan Bhagat, Founder, Managing Director & CEO of 360 ONE, one of India’s leading wealth management firms. Karan has spent decades advising some of the country’s wealthiest individuals. From managing ₹1 crore to ₹1000 crore, he breaks down how objectives change, why psychological and emotional security often outweigh financial gains, and what truly keeps India’s rich awake at night.

We talk about the biggest fears of the wealthy: not losing money, but losing values. He explains how families worry about passing on humility and responsibility to their children, the rising expectations from the next generation, and how social media has made comparison and peer pressure sharper than ever. He also opens up about the “fear of insignificance,” especially among those who’ve already achieved material success.
Credit to : Raj Shamani